Financial highlights

  • Record underlying profit before tax of €552 million, up 47%
  • Record underlying EPS of 60.6 cent, an increase of 45%
  • Creating value - cost to income ratio 25%
  • Continued strong return on equity of 30%
  • Total assets €89 billion
  • Lending balances up 19% in the six month period to €59 billion
  • Total funding €75 billion, an increase of 22%
  • Tier 1 capital ratio 8.5%